Morgage Protection Insurance

What is mortgage protection insurance?

What would happen if death, illness, or an accident made it impossible for you to make your mortgage payments?

Mortgage protection insurance is a flexible, low cost way to make sure you don’t lose your home, even if the worst happens. The purpose of mortgage protection is to ensure that if you were unable to work due to illness of injury, you could still pay your mortgage. For most people, a mortgage insurance package is made up of life insurance and mortgage protection.

Buying a home is a big responsibility. And it’s commitment that affects not only you, but also your family. The last thing you’ll want to see is your home slip out of your hands, if for some reason you can’t meet your repayments.


What would happen if you were unable to work for a period of time or worse still, were no longer around? Would you have the resources to keep paying off your home loan, and safeguard your family’s future?

If you have a mortgage, it’s a good idea to have mortgage protection to protect yourself against all eventualities. We offer a number of ways to ensure your home stays in your hands.

Living Mortgage and Income Protection can help cover your monthly mortgage instalments or other expenses if your earning capacity is seriously affected by illness, disability or redundancy.